Alice in Florida said: “I applied for a loan modification on October 2008, Saxon stated it was lost so I applied again in February 2009. Saxon again stated they lost it, when I called to follow up to no avail. Saxon also added insurance to my mortgage when I paid my all my insurances and taxes on my own.
I have made every payment and then some with added late fee’s who knew where they came from because Saxon stated they didn’t get the payment on time. So I paid.
Saxon recommended to apply for a re-finance with Lend American, but they turn me down because my credit rating was low. When I asked Saxon why they put my credit rating to the floor with their reporting information. If the goverment provided funding to this two entities why are they not helping anyone with their loans that need help?”