CB in Florida asks: “Saxon mortgage services has flatly refused to adjust my escrow reserve requirements despite the fact that it reflects amounts for which I do not owe. Namely, it currently collects $400 monthly for flood insurance although this cost is covered by my condo association.
I have faxed them documentation which verifies this fact, yet they refuse to adjust for these amounts. Frustrated and angry, I have refused to pay for these amounts and they began to call me numerous times daily demanding payment and threating foreclosure. Due to this increase in my monthly mortgage expense, I have fallen behind in my mortgage payments causing my to apply for modification.
I have been denied without cause. I want to stay in my home but feel that I may forced to just give up. My mortgage was acquired my Saxon. Is there anything I can do? “